Personal lending
Borrow with confidence. Decisions in minutes, not weeks.
Meridian Lending offers fixed-rate personal loans with a transparent application and bank-grade security. Checking your rate won't affect your credit score.
$4.2B
funded since 2019
11 min
median decision time
4.8 / 5
borrower rating
A loan that fits the plan.
Personal loans
Fixed-rate loans from $2,000 to $50,000, funded as fast as one business day.
Debt consolidation
Roll high-interest balances into one predictable monthly payment.
Home improvement
Finance the project without tapping home equity.
Application gate · live
Real borrowers in. Bot stampedes out.
Loan and login endpoints attract credential-stuffing and card-testing bots. Cloudflare Rate Limiting lets the first 5 requests per 10 seconds through, then throttles the rest at the edge — before they ever reach origin. Try it.
Edge rate limiting at 5 requests / 10s per key (native Workers Rate Limiting binding, with a D1 sliding-window fallback on Pages). The window refills over time — wait a few seconds and the gate opens again.
Bank-grade security & compliance.
Your data is governed by the frameworks regulators and partners expect, with provable regional residency.
SOC 2 Type II
Audited annually across Security, Availability, and Confidentiality.
PCI DSS
Cardholder data handled under PCI-DSS scope and controls.
GLBA
Safeguards Rule program for non-public personal information.
GDPR
EU borrower data with DPA, SCCs, and regional residency options.
EU borrower data is stored and processed in-region (AWS eu-west-1, Dublin); US data in us-east-1.